Lending Club Direct Mail

STEP 1 Check your rate It only takes a few minutes to check your rate online at Lending Club — which you can do from the comfort of your home. You will be prompted to enter some basic information, such as your annual income, and the purpose of the loan. Then choose from fixed monthly payments and low rates. Checking your rate will not affect your credit score, and the Annual Percentage Rate (APR) you qualify for will be displayed. STEP 2 Choose your offer As a qualified borrower, you'll then be presented with multiple loan options. Choose the one that best fits your needs. You can choose from a variety of loan amounts and terms, including a 36 or 60 month fixed APR. Once you select your loan, you will be prompted to complete your application. STEP 3 Watch people invest in you Your loan request can be viewed by thousands of investors — they invest in you, and you benefit from a lower rate. Once your loan is funded, the money is deposited directly into your account. STEP 4 Get your money You tell us how much money you want and what you want to do with it. Then, as soon as your loan is approved and fully funded, the money is deposited directly into your bank account. Depending on your bank, this process usually takes 5 days or less. Once in your account, the funds are yours to use as you wish. You too could save thousands in interest charges: Example: total interest paid on $10,000 Variable Rate 16% APR $17,766 Up to 18+ years to pay off Credit Card Fixed Rate 5.99% APR $842 3-year loan $16,924 SAVINGS! The magic of Lending Club Lending Club's online peer-to-peer network brings borrowers and investors together, creating the world's leading online credit marketplace. This exclusive network allows borrowers to pay 35% less on interest than they otherwise would have paid on traditional bank, credit card and other high-interest loans. This means more money in your pocket and less going to the bank. That's why Lending Club has earned financial services industry ratings.

It's as EASY as this!

LendingClub Headquarters 71 Stevenson, Suite 300 San Francisco, CA 94105 Borrower Support: For borrower and general questions: dmpely@lendingclub.com